There has been a noticeable uplift recently in those returning to workplaces all across the major cities. It does seem that as the economy became more vulnerable, the more began to return to workplaces.

One of the potentially controversial questions which has been quietly raised is whether, with a recession pending, will companies place their investment plans for sustainability on hold or will they at least be reduced?

According to interesting insights from Makala Green, Financial Expert and Author at Barclaycard, "consumer card spending grew 1.8 per cent year-on-year in September – the smallest uplift since February 2021, and well below the 9.9 per cent rise in consumer price inflation – as Brits cut back on discretionary purchases in response to rising living costs.

It is an old truth that one can argue for change but change will only happen when people see a genuine threat to their place in the world.